If you’re not using your grocery store’s rewards program, you could be leaving hundreds of dollars in savings on the table every year. Whether you’re shopping at a national chain or a regional favorite, most grocery stores offer free loyalty programs that provide personalized discounts, digital coupons, fuel rewards, and cashback incentives. When combined with cashback platforms like Fluz, Rakuten, or Ibotta, these programs can turn everyday shopping into a powerful source of recurring rewards.
Here’s how to get the most out of your grocery rewards and make your budget work harder every week.
- Enroll in store loyalty programs
Nearly every major grocer has a free membership program that gives you access to exclusive sales and digital coupons. Some also offer points for each dollar spent, which can be redeemed for discounts on groceries or gas. Here are a few of the most popular:
- Safeway for U: Offers digital coupons, birthday rewards, and personalized deals
- Publix Club: Includes digital coupons and sale alerts
These programs are often tied to your phone number or digital account, making them easy to use at checkout.
- Combine loyalty programs with cashback gift card platforms
To multiply your savings, pair your store’s loyalty program with digital gift cards that offer cashback. With Fluz, you can earn cashback with a Kroger gift card, get rewards with a Safeway gift card, or save money at Walmart with gift card cashback—all at the register in real time.
Here’s how it works:
- Open Fluz at checkout
- Enter your purchase total
- Buy a digital gift card for that amount
- Pay with it instantly and receive cashback
- Enter your loyalty number to stack rewards
You’ll still earn store points, credit card rewards (if applicable), and Fluz cashback—triple dipping for maximum value.
- Use cashback and rebate apps in tandem
For even more rewards, consider layering in:
- Ibotta: Activate grocery offers before you shop, then scan receipts for rebates
- Rakuten: Ideal for cashback when shopping online through services like Instacart
- Fluz: Offers instant cashback when paying with gift cards
These tools can be used together for the same transaction, meaning you’re earning across multiple platforms without increasing your workload.
- Track your progress and redemption options
Most loyalty programs allow you to track points, upcoming deals, and earned rewards within their apps or online dashboards. It’s helpful to regularly review what offers are available and when rewards expire. Some, like Safeway and Albertsons, also offer bonus point events that allow you to accumulate rewards faster.
- Don’t forget non-grocery perks
Many programs now extend benefits beyond groceries. For example, Kroger and Safeway both offer fuel point redemption at partnered gas stations. Walmart Rewards can be redeemed on electronics, home goods, and more when shopping through the app.
Take control of your grocery rewards
Combining loyalty programs with cashback gift cards and rebate apps is one of the most effective ways to cut grocery costs consistently. These tools require minimal effort and can easily be integrated into your routine. Before your next trip, download Fluz and start turning your grocery spending into instant rewards.
